Q.
I immigrated to the U.S. from Korea two years ago, and I have never been involved in a traffic accident before. However, I was involved in a traffic accident due to the other party’s negligence, and suffered severe spinal injuries and am currently receiving treatment. However, I am confused because there seem to be many differences between the traffic accident compensation procedures in Korea and the U.S., so I would like to ask for advice on which procedure is appropriate for me to receive fair compensation.
A.
In Korea , when you are involved in a car accident, the other party's insurance company often urges you to settle, and eventually, victims usually end up arguing with the insurance company employee and agreeing to a certain amount of money they offer. However, if you are injured in a car accident in the United States and the other party is at fault for the accident, the first thing you should do is meet with a personal injury attorney.
Typically, in a car accident, the insurance company's claims adjuster will want copies of all medical bills and reports related to your injuries, as well as an assessment of the cost of repairs to your car, as well as any damages to your car. The claims adjuster may also offer you a settlement offer along the way. If you accept the written settlement offer, you will also have to sign a legal document from the other party's insurance company as well as the party who injured you for all future claims related to the accident. This means that once you settle your claim, you will no longer be able to pursue any further medical expenses or damages resulting from the accident. Therefore, if you expect to incur additional medical expenses as a result of the accident, you may want to wait a little longer before settling.
If you hire an attorney to represent you, that attorney will initially discuss and negotiate with the insurance company's claims adjuster about liability and settlement offers while investigating your claim. Even if it is possible for you to file a claim against the insurance company, it can be a very risky move because the insurance company's claims adjuster will not have your best interests at heart and will do everything they can to get the lowest possible settlement for the insurance company. However, an experienced attorney will know how to deal with the insurance company's claims adjuster. He will know how much information to disclose to the claims adjuster and what information to disclose, thereby maximizing your chances of receiving a fair settlement.
Q.
I immigrated to the U.S. from Korea two years ago, and I have never been involved in a traffic accident before. However, I was involved in a traffic accident due to the other party’s negligence, and suffered severe spinal injuries and am currently receiving treatment. However, I am confused because there seem to be many differences between the traffic accident compensation procedures in Korea and the U.S., so I would like to ask for advice on which procedure is appropriate for me to receive fair compensation.
A.
In Korea , when you are involved in a car accident, the other party's insurance company often urges you to settle, and eventually, victims usually end up arguing with the insurance company employee and agreeing to a certain amount of money they offer. However, if you are injured in a car accident in the United States and the other party is at fault for the accident, the first thing you should do is meet with a personal injury attorney. Typically, in a car accident, the insurance company's claims adjuster will want copies of all medical bills and reports related to your injuries, as well as an assessment of the cost of repairs to your car, as well as any damages to your car. The claims adjuster may also offer you a settlement offer along the way. If you accept the written settlement offer, you will also have to sign a legal document from the other party's insurance company as well as the party who injured you for all future claims related to the accident. This means that once you settle your claim, you will no longer be able to pursue any further medical expenses or damages resulting from the accident. Therefore, if you expect to incur additional medical expenses as a result of the accident, you may want to wait a little longer before settling. If you hire an attorney to represent you, that attorney will initially discuss and negotiate with the insurance company's claims adjuster about liability and settlement offers while investigating your claim. Even if it is possible for you to file a claim against the insurance company, it can be a very risky move because the insurance company's claims adjuster will not have your best interests at heart and will do everything they can to get the lowest possible settlement for the insurance company. However, an experienced attorney will know how to deal with the insurance company's claims adjuster. He will know how much information to disclose to the claims adjuster and what information to disclose, thereby maximizing your chances of receiving a fair settlement.