Purchasing the minimum auto insurance will save you money on premiums, but it will also expose you to personal liability in the event of an accident that is your fault. Therefore, it is wise to carefully consider the premiums and benefits when purchasing auto insurance and choose accordingly. For reference, 'Uninsured Motorist Compensation' (UM) can compensate for bodily injury caused by an uninsured driver, a driver with insufficient insurance, or a hit-and-run accident.

When a product causes injury to a consumer due to defects or hazards, the product designer, manufacturer, and supplier can be held liable. This area of ​​law is called “Products Liability.” Therefore, if you can prove that the product is defective, you can sue and receive compensation for your injuries.

If the dog did not attack you first, you can sue. The same is true if you were injured while visiting your home. 1. Your attorney must be qualified in the area of ​​law relevant to your case. 2. Your attorney should appear to you to be ethical, diligent, and passionate. 3. Your attorney should communicate with you in a timely and effective manner and keep you informed of any significant developments in your case.

If you are a guest at a business or someone else's home and are injured due to a dangerous condition on the premises, you may be entitled to compensation for your injuries through the home or business's liability insurance. If a slip and fall accident is caused by a safety problem on the premises, the landlord may be considered negligent and you may be entitled to a personal injury claim.

Even if the accident that caused your injury occurred without your employer's fault, you can receive compensation for lost income and medical expenses through workers' compensation insurance. If your employer does not have workers' compensation insurance, you can file a lawsuit against the employer personally.

If you have an accident while working, the company is responsible for compensation. However, if you have a traffic accident while doing personal business, you are personally responsible.

Typical examples of medical malpractice include birth injuries, cerebral palsy, misdiagnosis or failure to diagnose treatable conditions, surgical negligence, medical errors, and laboratory errors. Therefore, you can file a lawsuit against the hospital and the attending physician for failing to diagnose cancer.

The car owner's insurance company will be responsible. If the car owner allows someone else to use his car and the permitted driver causes an accident, the car owner's insurance will be responsible for the accident up to the limit. If the settlement amount exceeds the limit, the driver's insurance company will be responsible. Please note that if the driver does not have insurance or has insufficient insurance coverage, the driver will have to personally compensate for the additional amount.

If you are a pedestrian or a bicycle rider and are hit by an uninsured driver, underinsured driver, or hit-and-run driver, you may be entitled to compensation through your UM policy or you may be able to sue the other driver privately.

You may be entitled to compensation for your damages through 'Uninsured Motorist Compensation' (UM). However, the coverage of regular UM is limited to bodily injury compensation, while damage to your vehicle is covered through collision ('collision') insurance. As a side note, if you are injured or killed as a result of a hit-and-run accident, you may be entitled to compensation for medical expenses from the California Victims Compensation Fund (https://victims.ca.gov/).